Change in Employment Status During the Initial Measurement Period

Question:  How does an employee’s change to a full-time position during the initial measurement period affect eligibility for medical coverage? Compliance Team Response: Reminder: Very Different Approach Depending on Measurement Method There are two different approaches for an applicable large employer (ALE) subject to the ACA employer mandate pay or play rules to determine employees’ […]

ACA Age 26 Mandate

Question:  Can a child’s tax-dependent, employment, marital, student, or any other status other than age affect medical plan eligibility? Compliance Team Response: The ACA has made any status of that type irrelevant for purposes of a child’s eligibility for the employer’s medical plan. ACA Age 26 Mandate: General Rule The ACA requires that a health […]

Navigating Romance in the Workplace

The majority of working adults spend more time with their co-workers than they do with their own families and friends. Accordingly, it is no surprise that employees sometimes become romantically involved. According to a new poll from the Society for Human Resource Management, 33% of U.S. adults are, or have been, involved in a workplace romance. Sometimes […]

COBRA for Domestic Partners

Question:  When an employee terminates a domestic partnership, does the domestic partner losing health coverage have COBRA rights? Compliance Team Response: Domestic Partners Are Not COBRA Qualified Beneficiaries Individuals must be a COBRA “qualified beneficiary” to have independent COBRA rights.  Domestic partners are not qualified beneficiaries. Qualified beneficiaries include the following individuals covered under the […]

Using Technology to Make Compliance Easier

Navigating the intricacies of employee benefits data, vendors, and regulation can be overwhelming, at best. When managing system operations, data transferring and quality and compliance becomes too demanding, you may find yourself spending less time focused on what matters most: your team. At ABD, we believe that using technology strategically to automate and streamline these […]

Podcast: What’s Next for Association Health Plans?

Our own Keith VanderZanden, EVP of Advanced Professionals, recently teamed up with The Council’s Katie Oberkircher to discuss the future of Association Health Plans. Association Health Plans, or AHPs, are group health plans that allow small business owners to band together to purchase insurance plans typically only available to larger employers. When the Trump Administration […]

Guide to Gender Pay Equity for Smaller Companies

Are men and women being paid the same salaries for doing the same work within your organization? According to Forbes, 92% of employers believe they are paying staff fairly, while only 65% of employees believe the same. In a highly competitive talent market this difference might keep you up at night. Most guides for identifying and acting […]

FSA for Special Education

Question:  Can employees use the dependent care FSA or health FSA to reimburse special education expenses for their children? Compliance Team Response: Dependent Care FSA: Generally Not An Eligible Expense Educational expenses are not an eligible dependent care FSA expense.  Those expenses are not considered to be for the “care” of the child. However, the […]